Indiana looked every bit like a top‑five team in their opener, and Howard simply isn’t built to handle that level of physicality or depth. Josh Hoover just set a program record with four touchdown passes in his debut , Turbo Richards already has two scores, and the Hoosiers’ front seven returns six starters from a defense that piled up 46 sacks last season . Howard’s bright spot has been Ja’Shawn Scroggins, who’s produced 424 passing yards, four TDs, and 88 rushing yards through two games , but stepping into Memorial Stadium against a roster this loaded is a different world. Indiana should overwhelm early, rotate late, and still win comfortably inside both numbers.