Los Angeles Rams vs Carolina Panthers Prediction & Betting Pick | NFL Wild Card January 10, 2026

📅 Date: Saturday, January 10, 2026
🕖 Time: 1:30 PM EST
🏟️ Venue: Bank of America Stadium - Charlotte, NC

Rams rolled their starters in Week 18 and the offense answered with 37 points on Arizona, so there’s no reason to expect a slow start from L.A. this time around. That full‑go prep should translate into a sharper opening 30 minutes than we saw in the earlier meeting.

The November 30 game here was a weird spot for the Rams — cross‑country travel after a late SNF win — and they still pushed it to a one‑score finish despite turning the ball over three times. This rematch looks cleaner: fewer mistakes, same explosive offense.

Stafford’s playoff experience is a real edge. He’s been operating at a high level lately and knows how to get his unit into attack mode early, which matters when you’re targeting a first‑half cover.

Bryce Young is making his first playoff start and Carolina’s staff will likely be cautious early to avoid forcing him into mistakes. That conservative script should slow the Panthers’ scoring rhythm and hand the initiative to L.A.

Carolina’s offense has sputtered down the stretch — 17, 23, 10 and 14 points in their last four — so expecting them to come out guns blazing isn’t realistic. Those numbers support a game plan that starts measured rather than aggressive.

Rams lead the league in total offense and averaged nearly 400 yards in the Week 18 win; they also managed 7.4 yards per play in the earlier loss here. When L.A. moves the ball that efficiently, first‑half cushions are common.

Special teams and turnovers swung the first meeting; clean those up and the Rams’ offensive efficiency should produce early separation. Davante Adams is expected back, which only deepens the Rams’ ability to score quickly.

Matchup-wise, experience and tempo control favor L.A. early. Stafford versus a rookie playoff QB, plus a Rams unit that showed it can start fast when asked, is the exact recipe for a first‑half push.

📌 Official Picks
Los Angeles Rams -6.5 First Half -110 — expect Stafford to attack early, Carolina to start cautiously with Young, and L.A. to build a multi‑score lead before halftime.

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