Charlotte vs South Florida Prediction & Betting Pick | College Football Week 6
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Date: Thursday, October 1, 2025
๐ Time: 9:00 PM EST
๐๏ธ Venue: Aggie Memorial Stadium โ Las Cruces, New Mexico
Charlotte (1-3, 0-1 AAC) is down its starting QB and RB, leaving a struggling offense that ranks near the bottom nationally in rushing and turnover margin. The 49ersโ only win came by 7 points over an FCS team, and theyโve lost every FBS matchup by double digits.
South Florida (3-1, 0-0 AAC) is trending up under head coach Alex Golesh. The Bulls stunned Boise State and Florida earlier this season, notching back-to-back ranked wins before Miami handed them their lone loss. USF bounced back in style, blasting South Carolina State 63-14, including a 42-7 second half.
QB Byrum Brown is the engine โ already the only 3,000-yard passer in school history. His ability to extend plays with his legs makes him dangerous, and he has a strong WR duo in Chas Nimrod (26.2 YPR, 2nd in FBS) and Keshaun Singleton (18.1 YPR). USF also rolls out a three-man backfield with Alvon Isaac, Sam Franklin, and Cartevious Norton (a Charlotte transfer now facing his former team).
The Bullsโ defense is also better than in years past, anchored by elite linebackers Mac Harris (36 tackles, 4 sacks, 2 FF, 1 INT TD) and Jhalyn Shuler (36 tackles). They stuffed the run in wins over Boise and Florida, and Charlotteโs one-dimensional offense could play right into their hands.
Historical Edge
This isnโt just about matchups โ itโs about patterns.
In 2023, USF crushed Charlotte 48-14 (27-7 2H).
In 2024, USF repeated the blowout with a 59-24 win (45-14 2H).
The Bulls have consistently pulled away late, overwhelming Charlotte with tempo and depth.
Betting Angle
Charlotte is battered, turnover-prone, and lacking its two most important offensive players. USF, meanwhile, thrives on running up the score against weaker teams โ especially at home. This is also the Bullsโ first conference game, a perfect spot to make a statement.
The matchup screams mismatch: USFโs offense ranks among the fastest and most explosive in the country, while Charlotte is 119th in total defense and canโt protect its quarterback.
๐ Official Pick:
South Florida -34.5 +200
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